
Medicare Advantage Plans—also known as Part C—combine your hospital (Part A) and medical (Part B) coverage into one plan managed by a private insurance company. Many plans also include prescription drug coverage (Part D) and extra benefits like dental, vision, hearing, and wellness programs—all in one.

Bundled Coverage With Built-In Extras
Every Medicare Advantage plan must offer the same basic benefits as Original Medicare—but most plans go beyond the basics. Depending on your plan, coverage may include:
Prescription drug coverage Part D
Dental, vision and hearing benefits
OTC (over the counter) product allowance
Transportation and wellness services
Gym membership
Annual out of pocket limits for medical expenses.
Most plans are PPO and HMO network-based which means using in-network providers helps keep your costs low.
Many Medicare Advantage plans have $0 or low monthly premiums, and most include no deductibles for medical services. Unlike Original Medicare, these plans come with an annual out-of-pocket maximum, so you’ll know your financial limit for the year.
Your exact costs will depend on:
The plan you choose
The network structure )PPO, HMO etc.)
Whether the plan includes drug coverage
Any additional benefits you select
I’ll help you compare options side by side and find a plan that fits your care needs and your budget.


Key Medicare Advantage Enrollment Periods
You can enroll in a Medicare Advantage plan:
When you first become eligible for Medicare
During the Annual Enrollment Period (AEP): October 15 – December 7
During the Medicare Advantage Open Enrollment Period (MAOEP): January 1 – March 31
If you qualify for a Special Enrollment Period (SEP) due to certain life changes
Plans and benefits can change each year, so it’s important to review your coverage annually. I offer free plan reviews to help you stay informed and ahead of any changes.
If you’re enrolling in Medicare Part A and B without taking Social Security, applying for Extra Help, requesting an IRMAA adjustment, or submitting employer coverage info, you may need official forms to get started.
We partner with leading carriers including Florida Blue, Aetna, Humana, Cigna, Mutual of Omaha, Blue Cross Blue Shield, UnitedHealthcare.
When you work with us, you get more than just a plan. You get ongoing support, local guidance, and a relationship built on trust. Our services are always free to you, and your premium stays the same whether you enroll with us or go direct.
Site Map